credit cards?

I like Discover because you get cash back. You can also look into Chase cards that have different types of rewards. Look for one with a low APR and good rewards for your spending.

Pay your bills on time a pree paid they still give you credit as well.

If you don’t have any credit to begin with you won’t get a best one. You’ll get the bottom of the barrel one that will most likely charge outrageous interest rates. For a first time credit card, get one at a department store and build your credit this way. Get it built up pretty well until you have a few department store cards and keep a good payment schedule.

Give it about 6 months to a year to build up good credit with these cards and then keep paying them off, then charging small amounts and then paying them off again. Do that, don’t try getting a major credit card without any credit, you will **** the company or bank you signed on with and yourself for going for it anyways.

I did just that and pretty much screwed up my credit, now it’s much better.

Getting Credit Card is like tied a rope on you neck. But if you spend wisely its like diving on the sky. Everyone already have their own mc, even the children got it. It is nice to have one then enjoy it.